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Job Insider:  Here are some tips to maximize your retirement savings: Consider a Roth 401(k) In a Roth 401(k), similar to a Roth IRA, you invest money that’s already been taxed. Then, when you retire and withdraw funds that money is not taxed. If you’re beginning your career, you’re probably in a lower tax bracket than you will be at retirement. So it might pay to suck it up and take the tax hit now, freeing you from headaches later. On the other hand, if you think your income will decline at retirement age, a regular 401(k) may make sense. If you can afford it, contribute to both...